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Elmag InsuranceGet a Quote

Elmag Insurance — Our plans are based on yours.

Two Elmag Insurance owners smiling under a sun and palm trees, with the words 'elmag insurance — our plans are based on yours.'

A family-owned health insurance agency built on real conversations — not call centers, not chatbots. We’ll help you find coverage that actually fits your life.

Get my quoteSee what we offer
  • Family-owned since day one
  • Licensed in 10 states
  • Real humans, not call centers

What we help with

Coverage built around your life.

We don’t push one plan. We listen, then walk through the options that actually fit your household, your doctors, and your budget.

Individual ACA Marketplace

On- and off-exchange health plans for individuals and families, with subsidy guidance when you qualify.

Medicare

Advantage, Supplement, and Part D — explained without the jargon.

  • Medicare Advantage

    All-in-one plans (Part C) that bundle hospital, medical, and often drug coverage.

  • Medicare Supplement

    Medigap plans that fill the gaps Original Medicare leaves behind.

  • Medicare Part D

    Stand-alone prescription drug coverage for people on Original Medicare.

Dental & Vision

Stand-alone dental and vision plans — solo or alongside your medical coverage.

Supplemental

Hospital indemnity, accident, and critical-illness coverage that pays cash directly to you when something happens.

The Elmag Insurance team — four licensed agents in their Plantation, Florida office.

Family-owned, family-run

We answer the phone because it’s our name on the door.

Elmag started the way most family businesses start: a kitchen table, a stack of plan documents, and a pile of questions from neighbors who couldn’t make sense of their options. Years later that’s still how it works — except the kitchen table is in Plantation, Florida, and the neighbors live in ten states.

When you call, you reach a licensed agent who remembers your name, knows your plan, and isn’t reading from a script. That’s the whole pitch.

— The Elmag family

Accredited & licensed

The credentials behind the conversations.

Members of Trusted Choice (Independent Insurance Agents) and certified Registered Social Security Analysts.

Trusted Choice — Independent Insurance Agents accreditation badgeRegistered Social Security Analysts (RSSA) accreditation badge

Frequently asked

Common questions, plain answers.

  • Do I pay anything to work with you?
    No. We get paid by the insurance carrier when you enroll. Our help costs you nothing.
  • When can I enroll?
    Open Enrollment runs Nov 1 to Jan 15 for ACA Marketplace plans. Outside that window you can still enroll if you’ve had a qualifying life event (job change, marriage, baby, moving to a new state, and others) — we’ll help you figure out if you qualify.
  • Why use you instead of healthcare.gov?
    Same plans, same prices — but you get a real person to call when something goes sideways. Healthcare.gov can’t help you when your prescription suddenly isn’t covered or your doctor leaves the network. We can.
  • Will you sell my information?
    Never. We use it to find you coverage and stay in touch about your plan. That’s it. No marketing partners, no data brokers. The full version is in our Privacy Policy.
  • What if I’m not sure what coverage I need?
    That’s most of our calls. Pick “I’m not sure yet” on the quote form, tell us a little about your household, and we’ll walk you through the options that fit.
  • How fast will you respond?
    One business day for most quote requests. If you need to talk sooner, call 331-E-HEALTH and a licensed agent will pick up.
  • What’s the difference between Medicare Part A and Part B?
    Part A is your hospital coverage — inpatient stays, hospice, and some home health care. Most people don’t pay a premium for it because they (or their spouse) paid into Medicare while working. Part B is your medical coverage — doctor visits, outpatient care, and preventive services like flu shots. Part B has a monthly premium that adjusts each year. Together, Part A and Part B are called Original Medicare.
  • What is Medicare Advantage?
    Medicare Advantage (also called Part C) is a private alternative to Original Medicare. One card, one plan, usually includes prescription drug coverage, and often bundles extras like dental, vision, hearing, or a gym membership. The trade-off: you generally have to use the plan’s network of doctors. Premiums are often lower — many plans are $0/month — but you’ll pay copays as you use services.
  • What is Medicare Supplement?
    Medicare Supplement (also called Medigap) is insurance that fills the gaps Original Medicare leaves behind — deductibles, coinsurance, and copays. You keep Original Medicare and add a Medigap plan on top, plus a separate Part D plan for prescriptions. Premiums are usually higher than Medicare Advantage, but your out-of-pocket costs are more predictable and you can see any doctor who accepts Medicare.
  • Can I have both Medicare Advantage and Medicare Supplement?
    No — they’re two different paths and you pick one. Medicare Advantage replaces Original Medicare with a private plan; Medigap adds to Original Medicare. You can switch between them during certain enrollment windows, but you can’t run both at the same time. We’ll help you figure out which path fits your doctors, your prescriptions, and your budget.

Get a quote

Tell us a little, and we’ll take it from there.

A licensed agent reads every request. Typical response time: one business day.

Optional — household size, current coverage, deadlines, anything that helps us help you.

How should we reach you?

By clicking “Get my quote” you confirm the information above is accurate. We’ll never sell your info. Typical response time: 1 business day.