ACA marketplace
ACA marketplace coverage in Arizona.
Arizona uses the federal Healthcare.gov platform. The Phoenix and Tucson metros have the strongest carrier presence; rural counties have fewer options. Arizona expanded Medicaid (AHCCCS) under the ACA, which affects subsidy eligibility for lower-income residents.
39 days left to enroll for January 1, 2027 coverage.
Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage.
About the ACA marketplace in Arizona
Arizona uses the federal Healthcare.gov platform.
Estimate your ACA subsidy
Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.
Carriers we represent in Arizona
- Ambetter
- Oscar Health
- UnitedHealthcare
Carrier availability and plan options vary by county.
Our agents who serve Arizona
When you can enroll
- Open Enrollment Period: November 1 through January 15
- Special Enrollment Periods: triggered by qualifying life events (loss of coverage, marriage, birth, move, income change)
Request an ACA quote in Arizona.