ACA marketplace
$0 ACA Marketplace plans in Hillsborough County.
Serving Tampa
ACA Open Enrollment for 2027 opens in 15 days.
Enrollment window: Nov 1, 2026 – Jan 15, 2027.
Hillsborough is one of the largest uninsured-population counties in Florida — subsidy-eligible Tampa-area residents may qualify for Oscar Health's $0 Bronze Classic plan. We serve Tampa, Brandon, Riverview, and Carrollwood residents enrolling for ACA Marketplace coverage, with bilingual (English/Spanish) support available.
Estimate your ACA subsidy
Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.
Why Hillsborough County is an ACA opportunity
Oscar Health offers a $0 Bronze Classic plan in Hillsborough County (Oscar market code FL28) to subsidy-eligible residents. For 2027 plan year the original ACA subsidy rules apply — lower-income households (typically below ~300% FPL) see the largest premium tax credits, and may qualify for a $0 plan after subsidy. Use the calculator above to check your estimated eligibility.
Full carrier lineup in Hillsborough County
See /florida-aca for every ACA Marketplace carrier we represent in Florida, plus the licensed El-Mag agents who serve Florida residents.
Ready to enroll in Hillsborough County?
Talk to a licensed El-Mag agent — bilingual (English/Spanish) support available.