ACA marketplace
$0 Gold ACA plans in Orange County.
Serving Orlando
ACA Open Enrollment for 2027 opens in 15 days.
Enrollment window: Nov 1, 2026 – Jan 15, 2027.
Orange County — Orlando — is one of the richest ACA Marketplace opportunities in Florida. Subsidy-eligible residents may qualify for Oscar Health's $0 Gold Classic plan: Gold-tier benefits (lower deductibles, lower copays, broader network) at zero monthly premium. The county also has a significant Hispanic and Puerto Rican population — we offer bilingual (English/Spanish) enrollment support.
Estimate your ACA subsidy
Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.
Why Orange County is an ACA opportunity
Oscar Health offers both $0 Gold Classic and $0 Bronze Classic plans in Orange County (Oscar market code FL48) to subsidy-eligible residents. For 2027 plan year the original ACA subsidy rules apply — lower-income households (typically below ~300% FPL) see the largest premium tax credits, and may qualify for a $0 plan after subsidy. Use the calculator above to check your estimated eligibility.
Full carrier lineup in Orange County
See /florida-aca for every ACA Marketplace carrier we represent in Florida, plus the licensed El-Mag agents who serve Florida residents.
Ready to enroll in Orange County?
Talk to a licensed El-Mag agent — bilingual (English/Spanish) support available.