ACA marketplace
$0 Gold ACA plans in Palm Beach County.
Serving West Palm Beach, Boca Raton, Delray Beach
39 days left to enroll for January 1, 2027 coverage.
Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage.
Palm Beach County's ACA Marketplace includes Oscar Health's $0 Gold Classic plan for subsidy-eligible residents — Gold-tier benefits at zero premium. We serve West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, and Jupiter residents enrolling for ACA Marketplace coverage, including early-retirees between 60 and 65 bridging to Medicare.
Estimate your ACA subsidy
Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.
Why Palm Beach County is an ACA opportunity
Oscar Health offers both $0 Gold Classic and $0 Bronze Classic plans in Palm Beach County (Oscar market code FL50) to subsidy-eligible residents. For 2027 plan year the original ACA subsidy rules apply — lower-income households (typically below ~300% FPL) see the largest premium tax credits, and may qualify for a $0 plan after subsidy. Use the calculator above to check your estimated eligibility.
Full carrier lineup in Palm Beach County
See /florida-aca for every ACA Marketplace carrier we represent in Florida, plus the licensed El-Mag agents who serve Florida residents.
Ready to enroll in Palm Beach County?
Talk to a licensed El-Mag agent — bilingual (English/Spanish) support available.