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ACA marketplace

ACA marketplace coverage in Pennsylvania.

Pennsylvania transitioned to its own state-based marketplace, Pennie, in 2021. Pennie integrates federal premium tax credits with state-level cost-sharing assistance through a unified application. The state expanded Medicaid, which affects eligibility for lower-income residents.

39 days left to enroll for January 1, 2027 coverage.

Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage.

About the ACA marketplace in Pennsylvania

Pennsylvania operates its own state-based marketplace, Pennie.

Estimate your ACA subsidy

Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.

You + spouse + dependents.

Modified Adjusted Gross Income (MAGI).

Age of each person needing coverage

Carriers we represent in Pennsylvania

  • Ambetter
  • Oscar Health
  • AmeriHealth Caritas

Carrier availability and plan options vary by county.

Our agents who serve Pennsylvania

When you can enroll

  • Open Enrollment Period: Typically November 1 through January 15 (Pennie)
  • Special Enrollment Periods: triggered by qualifying life events (loss of coverage, marriage, birth, move, income change)

Request an ACA quote in Pennsylvania.