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ACA marketplace

ACA marketplace coverage in Texas.

Texas uses the federal Healthcare.gov platform. As one of the largest ACA marketplace populations in the country, Texas has a competitive carrier mix with significant variation by metro area.

39 days left to enroll for January 1, 2027 coverage.

Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage.

About the ACA marketplace in Texas

Texas uses the federal Healthcare.gov platform.

Estimate your ACA subsidy

Enter your household size, projected income, and the ages of everyone who needs coverage. We'll estimate the monthly premium tax credit (APTC) you may qualify for.

You + spouse + dependents.

Modified Adjusted Gross Income (MAGI).

Age of each person needing coverage

Carriers we represent in Texas

  • Ambetter
  • Oscar Health
  • Molina Healthcare
  • UnitedHealthcare

Carrier availability and plan options vary by county.

Our agents who serve Texas

Counties we serve

All other Texas counties: contact us.

When you can enroll

  • Open Enrollment Period: November 1 through January 15
  • Special Enrollment Periods: triggered by qualifying life events (loss of coverage, marriage, birth, move, income change)

Request an ACA quote in Texas.